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DOJ Sues JP Morgan for Racial Discrimination

In yet another case that likely will met its end under a Chumph racist administration looking to legalize the practice of Mortgage redlining against Minorities…

The DOJ filed suit today against JP Morgan for its role in charging Minority buyers higher rates then equally credited whites.

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DOJ Sues JPMorgan For Racial Discrimination

The suit claim that the bank charged African-American and Hispanic borrowers more than white borrowers with the same credit profile.

The United States on Wednesday sued JPMorgan Chase & Co, accusing the bank of discriminating against minority borrowers by charging them higher rates and fees on home mortgage loans between 2006 and at least 2009.

Filed in a Manhattan federal court, the government’s complaint accused the bank of violating the U.S. Fair Housing Act and the Equal Credit Opportunity Act by charging thousands of African-American and Hispanic borrowers more for home loans than white borrowers with the same credit profile.

JPMorgan Chase and U.S. Attorney Preet Bharara did not immediately respond to requests for comment.

The alleged discrimination involved so-called wholesale loans that were made through mortgagebrokers the bank used to originate loans, the complaint said. Chase allowed brokers to change rates charged for loans from those initially set based on objective credit-related factors, the complaint said.

Chase did not require mortgage brokers to document the reasons for changing rates and failed to address racial discrimination, encouraging it to continue, the complaint said.

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Posted by on January 18, 2017 in The New Jim Crow

 

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Historic ‘End White Supremacy’ Sign

We need to find ways big and small to fight back, disrupt, and yes – even destroy the Chump’s government and plans every single day…

Historic ‘End White Supremacy’ Sign Reinstalled In New York City

The message, referencing a 1963 civil rights protest, is shamefully relevant today.

In 1963, a protestor scrawled the words “End White Supremacy” onto a sign and carried it during a civil rights march in New York. Over 50 years have passed and, disgracefully, the message pleading for the most essential of human rights remains just as relevant.

In 2008, digging through archival photographs, artist Sam Durant found an image of the ‘60s sign. Durant creates large-scale lightboxes featuring language culled from various protests and demonstrations throughout history, often focusing on the Civil Rights Movement and Black Panther protests. He gravitates towards words whose relevance is not bound up with any one time or event, whose message resounds regardless.

The artist scanned and cropped the sign’s language to create one such text-based artwork, which was mounted on the exterior of New York’s Paula Cooper Gallery just around the time America elected its first black president until 2009.

On Nov. 29, however, the piece was restored to the Paula Cooper Gallery facade. The sign’s return is a response to the recent election of Donald Trump, who, as a candidate, was widely accused of feeding off the racism, misogyny and xenophobia lingering on the fringes of the American psyche, giving bigotry a platform and ushering it into the mainstream.

Gallery owner Paula Cooper explained the importance of using skills and resources to fight against the normalization of hate and fear in an interview with Hyperallergic.

“We should, as spaces available and open to the public, do whatever we can to resist and overcome whatever abominations are about to confront us,” Cooper said. “How we best do that is the question.”…

 
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Posted by on December 5, 2016 in Second American Revolution

 

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Walter Scott Murderer to go Free on Mistrial

One juror in the Walter Scott murder trial “can’t in good conscience vote to convict”. Knowing the Jury is made up of 11 whites and one black person raises questions in itself.

Sounds like they got a Klansman or a Trumpazoid (but I repeat myself) on the jury.

Seems to me there is one other option the judge can pursue, which is to impeach the juror in question. In the fact that the juror perjured him/her self when asked the standard question of all jurors – “Are you willing to vote to convict if the preponderance of the evidence indicates guilt?”

That one juror will probably make the case go to mistrial, allowing the murderer to pleas down to basically a traffic ticket.

Murder most foul protected by a Jim Crow Juror.

Mistrial Appears Likely in Murder Trial of South Carolina Cop Who Killed a Fleeing, Unarmed Suspect

Lone juror cannot “in good conscience” vote to convict officer Michael Slager.

It appears likely that Judge Clifton Newman will be compelled to declare a mistrial in the racially charged South Carolina murder trial of former North Charleston police officer Michael Slager, who fatally shot an unarmed man who had fled from a April 2015 traffic stop. Late Friday afternoon, a lone juror sent a letter to the judge saying that he or she could not, in good conscience, vote to convict Slager of murder or manslaughter. The judge sent word asking the jurors to clarify whether that meant they were hopelessly deadlocked. The jurors responded that they were, but the prosecutor requested that the jurors receive further instruction, if need be, and the jurors expressed a willingness to deliberate further. In the meantime, the judge has sent jurors home for the weekend.

A viral bystander video showed Slager, who is white, shooting 50-year-old Walter Scott, who is black, multiple times from behind. Posted online soon after the incident, the video thrust the Charleston area into the national debate on race and the use of deadly force by police.

What the video didn’t show is the preceding tussle during which, Slager testified, Scott had defied his orders and tried to grab the Taser he was deploying. After Scott broke free and ran away, Slager took aim and fired. Slager said he was in a state of “total fear” and believed Scott remained a threat to him, even though he was running away.

Earlier on Friday, the jurors told Newman they were deadlocked in their attempt to reach a verdict, and the judge—who had given them the option of a lesser verdict of manslaughter—sent them back to try again. Over two days of deliberations, the jury twice asked the judge for assistance. They asked for transcripts of Slager’s courtroom testimony and that of the officer who interviewed Slager after the shooting. They also asked Newman to clarify the legal distinction between “fear” and “passion.” The judge responded that they would have to make that determination themselves.

Many observers have taken note of the racial imbalance of the jury: six white men, five white women, and one black man. No matter which way it goes, the verdict has to be unanimous. A jury foreman’s note that accompanied the letter from the holdout juror noted there was only one juror who “had issues” with convicting the officer.

A hung jury would probably be good news for Slager and his defense team. The prosecutor, Ninth Circuit Solicitor Scarlett Wilson, would have to decide whether to pursue a new trial and on what charge. She announced in court that she would first want to interview jurors to gather insights before making further decisions on resolving the case. It’s also possible Slager could head off a second trial by pleading to a lesser charge in exchange for a short prison stint—a manslaughter sentence in South Carolina ranges from two to thirty years without parole. But involuntary manslaughter, for instance, carries a maximum sentence of five years.

 
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Posted by on December 2, 2016 in BlackLivesMatter

 

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Federal Court Orders New Elections in North Carolina Due to Racial Gerrymandering

Looks like there was more than just vote tampering going on in North Carolina…

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Federal court orders North Carolina to hold special 2017 elections after ruling “racial gerrymander” of districts unconstitutional

NC lawmakers must redraw legislative map that won the GOP veto-proof majorities despite losing 2012’s popular vote

North Carolina lawmakers have been ordered by a U.S. federal court to redraw 28 state House and Senate districts and to hold a special legislative election next year after the court struck down the state’s legislative map as an unconstitutional “racial gerrymander.”

A three-judge panel of the Middle District Court ruled Tuesday that the Republican-drawn legislative map had illegally packed African-American and Hispanic voters into a few districts, ruling that 28 of them were unconstitutional racial gerrymanders. The judges found North Carolina’s legislative districts to be so racially biased that they are forcing the state to redo its elections next year.

In an 83-page ruling last summer, the same three-judge panel found that Republican lawmakers’ “new provisions target African Americans with almost surgical precision.” While the court ruled at the time that 28 of the General Assembly’s 170 districts were illegal racial gerrymanders, it decided it was too late in the election cycle to redraw new maps and hold elections in November. On Tuesday, the judges ordered lawmakers to redraw its own districts by March 15, meaning those elected to the state House and Senate a few weeks ago in districts ordered to be redrawn would serve just one year, not two as expected.

“This gives the state a total of seven months from the time the districts were held to be unconstitutional, which is longer than it took the 2011 legislature to redistrict the entire state,” read the order by Judges James Wynn, Thomas Schroeder and Catherine Eagles. The ruling also requires lawmakers to submit new maps to the court within seven days of passage.

This is a major blow to Republican control of the state legislature in North Carolina.

Democrats in North Carolina carried the popular vote for Congress and won a 7-6 majority in the state’s House delegation in the 2010 election, under the redistricting plan drafted by Democrats in 2001. As Executive Editor of the non-partisan, non-profit ReclaimTheAmericanDream.org, Hedrick Smith, explained, in 2012, Democratic House candidates again won a statewide popular vote majority for the House, but a new gerrymandered map drawn by the Republican-dominated legislature allowed the GOP to emerge with 9 seats to 4 for the Democrats. Republican state lawmakers  managed to win veto-proof majorities in North Carolina despite losing the popular vote in 2012, by drawing up such racially gerrymandered districts to dilute the power of voters of color.

 
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Posted by on November 30, 2016 in Second American Revolution, The New Jim Crow

 

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The Whites Only House – Another Chumph Appointee…Another Bigot

 

 

Bank Led By Donald Trump’s Top Treasury Contender Accused Of Racist Lending

OneWest allegedly avoided lending to communities of color.

A California bank led by Donald Trump’s reported likely treasury secretary, Steven Mnuchin, is facing new allegations of racist lending practices.

OneWest failed to locate bank branches in minority neighborhoods, loaned money to “very few or no” people of color, and did a better job maintaining and marketing foreclosed homes in mostly white neighborhoods, according to a complaint filed by two housing advocacy groups Wednesday with the U.S. Department of Housing and Urban Development.

The discrimination, called “redlining,” keeps communities of color in poverty by making it harder to buy homes. It was banned in 1968 under the Fair Housing Act.

The complaint was filed against CIT Group, the commercial lending giant that owns OneWest. Mnuchin, who led the investor group that bought OneWest in 2009 and served as its chairman, joined the board of CIT after the acquisition was completed in August 2015.

“Our analysis of OneWest suggests the bank has no significant branch presence in communities of color,” Kevin Stein, deputy director of California Reinvestment Coalition, one of the two nonprofits that filed the complaint, said in a statement. “[N]ot surprisingly, its home loans to borrowers and communities of color are low in absolute terms, low compared to its peer banks, and low when compared to what one would expect, given the size of the Asian American, African American, and Latino populations in California.”

Dune Capital, the hedge fund where Mnuchin works, did not respond to a request for comment on Wednesday.

“CIT is committed to fair-lending and works hard to meet the credit needs of all communities and neighborhoods we serve,” a spokesman for CIT said in a statement emailed to The Huffington Post on Thursday evening. 

In the Los Angeles area in which OneWest operates, black borrowers last year received just 1.7 percent of its mortgages ― 2.1 percentage points below the industry average. Asian Americans made up 8.4 percent of the bank’s borrowers ― 3 percentage points below the industry average. Latinos comprised an additional 8.4 percent of borrowers ― 14 percentage points below the industry average. Meanwhile, the bank awarded 82.4 percent of its loans to white people ― 14.6 percentage points above the industry average.

One-hundred percent of foreclosed homes ― also known as real estate-owned properties ― in neighborhoods of color had five or more maintenance or marketing failures, including trash strewn in the front yard, overgrown grass and shrubbery, and boarded up or broken doors and windows. By contrast, 33.3 percent of foreclosed properties in white neighborhoods sustained the same blight.

The complaints cast an ugly light over the man Trump officials have floated as the leading candidate to lead the Department of Treasury.

Mnuchin led the group of investors that bought OneWest, then called IndyMac Bank, from the Federal Deposit Insurance Corp. in 2009 after the company had collapsed under the weight of bad home loans it made during the housing bubble. As part of the deal, the FDIC agreed to take the hit for the vast majority of loan losses, an arrangement the agency made with buyers of other banks after the crash. OneWest then went to work foreclosing on homeowners, using the fraudulent, corner-cutting technique known as robosigning. In the years that followed, it paid billions of dollars in profits to its investors.

The investor group included private equity financial institutions specialist J.C. Flowers; hedge fund billionaire John Paulson, who later became famous for his massive bet against the U.S. housing market; and progressive philanthropist George Soros.

OneWest was not the only bank to make bad loans during the housing bubble and push people out of their homes once things soured. However, in an industry we now know was filled with fraud, “OneWest stood out,” wrote David Dayen, the author of a book on the foreclosure crisis published this year. “It routinely jumped to foreclosure rather than pursue options to keep borrowers in their homes; used fabricated and ‘robo-signed’ documents to secure the evictions; and had a particular talent for dispossessing the homes of senior citizens and people of color.”

 

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The New Jim Crow – Voter Disenfranchisement

The New Jim Crow…Just like the Old Jim Crow, only sneakier.

 
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Posted by on November 7, 2016 in The New Jim Crow

 

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Black Folks and Uber/Lyft/Flywheel

Massive discrimination by Uber et al drivers.

Black people can’t get Uber drivers to pick them up, and women have drivers who want to pick them up too much

Black people can't get Uber drivers to pick them up, and women have drivers who want to pick them up too much

A new study published Monday by the Massachusetts Institute of Technology finds that racial and gender discrimination are rampant among Uber, Lyft, and Flywheel drivers.

 The study, which studied the behavior of UberX, Lyft, and Flywheel drivers in Seattle and Boston, appeared on the National Bureau of Economic Research’s website. It involved nearly 1,500 rides across both cities.

It found that male customers with names that sounded African-American were more than twice as likely to have their rides canceled by the drivers than their white counterparts (11.2 percent to 4.5 percent), while women with African-American names were nearly twice as likely to experience that outcome than white women (8.4 percent to 5.4 percent). In areas with low population densities, the cancellation rate for African Americans skyrocketed to 15.7 percent —three times that of white males.

Similarly, black customers in Seattle could expect to wait an average of 8 percent longer than white customers in terms of overall time. Women in Boston were driven an average of 6 percent further than men. Both women and African-Americans in general had to face slightly longer and often more expensive rides as a result of drivers either choosing longer routes or simply taking more time during the ride itself.

Many of the female students in Boston also reported that drivers tended to take up more time forcing conversation with them, with the researcher observing that the motive “appears to be a combination of profiteering and flirting to a captive audience.” Even though the routes were pre-planned to not exceed a mile or two (and thus limit the study’s cost), male drivers frequently took female drivers on much longer rides, with one participant recalling a driver going through the same intersection three time during a single trip.

“It seems to be a few bad actors,” explained Stephen M. Zoepf, the executive director for the Center for Automotive Research at Stanford and one of the study’s authors. “A few drivers were taking routes that were five-times as long as they should be.”

While the especially creepy behavior seems to be limited to a handful of drivers, though, the overall pattern of sexist and racist discrimination is quite prevalent. It is clear that Uber, Lyft, and Flywheel need to find ways of guaranteeing that their companies don’t become yet one more haven for white male privilege.

 

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