Rethughy Majority in North Carolina goes after the children in Democrat Districts…
Rethughy Majority in North Carolina goes after the children in Democrat Districts…
The largest portion of most Americans wealth is their home. There is a huge “wealth gap” between white Americans and black. No small part of this wealth gap is due to predatory lending, and racial discrimination in loan origination. By refusing loans to black folks and other minorities in certain geographic areas, the bank assures that they can only buy less desirable, and thus less likely to rise in value properties. So Joe the white guy gets a loan in a fast growing section of the city where property values are rising at 20% a year. Theodore, the black homeowner is limited to buying properties in older sections which are only rising in value a 1-3% a year. Joe winds up with a lot more money in 10 years – because the bank won’t loan to Theodore and defacto segregates the city.
The city of Philadelphia sued Wells Fargo on Monday for allegedly discriminating against minority home buyers
The complaint filed in a federal court in Pennsylvania alleges that Wells Fargo violated the Fair Housing Act of 1968 by “steering” minority borrowers into mortgages that were more expensive and riskier than those offered to white borrowers, according to court documents.
The lawsuit says that Wells Fargo is among the major banks with a “history of redlining” in Philadelphia, a practice traced back to the 1930s that involves denying credit to borrowers in certain communities because of their race or ethnicity.
The complaint says that between 2004 and 2014, African American borrowers were twice as likely to receive high-cost loans when compared to white borrowers with similar credit backgrounds
. Latino borrowers were 1.7 times as likely to receive costly loans when compared to white borrowers, the lawsuit claims.
“The city’s unsubstantiated accusations against Wells Fargo do not reflect how we operate in Philadelphia and all of the communities we serve,” Wells Fargo spokesman Tom Goyda said in a statement. “Wells Fargo has been a part of the Philadelphia community for more than 140 years and we will vigorously defend our record as a fair and responsible lender.”
The filing comes as the bank is still recovering from a sales scandal in which bank employees opened millions of unauthorized accounts in customers’ names. The complaint draws parallels between the alleged predatory lending and the problematic sales targets by saying there was a lack of “internal controls” that could have prevented both issues.
Many borrowers were also rejected later when they applied for credit that would have allowed them to refinance those more expensive loans, according to the complaint. As a result, minority borrowers faced higher rates of foreclosure — a pattern that also hurt the city by leading to lower property taxes and more frequent incidents of vandalism and crime, the lawsuit claims.
Monday’s lawsuit comes just two weeks after the U.S. Supreme Court ruled that cities have standing to sue banks for predatory lending practices, on the grounds that the cities can also incur financial damages, such as reduced tax revenue.
In that case Miami sued Bank of America and Wells Fargo, arguing that discriminatory lending practices led to higher rates of default for minority borrowers. Miami, which was represented by the same lawyers handling the Philadelphia case, claimed that the banks in turn caused financial harm to the city by leading to lower property taxes and requiring the city to provide services to struggling borrowers.
While the Philadelphia investigation has been underway for more than a year, the city waited until after the Supreme Court ruling to ensure that it would have legal standing to sue, said Benjamin Field, deputy city solicitor for Philadelphia, in an interview.
News of the Philadelphia lawsuit against Wells Fargo was first reported by Reuters.
0 for 4, it looks that NC Racist Republican led Legislature is out of luck… again.
Up Next is the North Carolina Racist Republican Gerrymandering of districts.
Likely up by this fall is the legality of stripping Education Funding from Democrat and minority districts.
The Supreme Court will not consider reinstating North Carolina’s 2013 voting law that a lower court ruled discriminated against African American voters, the justices said Monday.
A unanimous panel of the U.S. Court of Appeals for the 4th Circuit had found in 2016 that North Carolina legislators had acted “with almost surgical precision” to blunt the influence of African American voters.
Although Chief Justice John G. Roberts Jr. took pains to note that the court’s decision did not reach the merits of the case, Democrats, civil rights groups and minority groups celebrated the demise of the law. It was one of numerous voting-rights changes passed by Republican-led legislatures in the wake of the Supreme Court’s 2013 decision striking down a key section of the Voting Rights Act that effectively removed federal oversight of states with a history of discrimination.
“This is a huge victory for voters and a massive blow to Republicans trying to restrict access to the ballot, especially in communities of color,” said Democratic National Committee Chairman Tom Perez.
The appeals court did not allow the law to be used in the 2016 election, and voters replaced Republican governor Pat McCrory with Democrat Roy Cooper.
Cooper and the state’s new Democratic Attorney General Josh Stein told the Supreme Court they did not want to appeal the lower court’s decision that the law violated the Constitution and the Voting Rights Act.
“We need to be making it easier to vote, not harder — and the court found this law sought to discriminate against African-American voters with ‘surgical precision,’ ” Cooper said in a statement after the Supreme Court acted. “I will continue to work to protect the right of every legal, registered North Carolinian to participate in our democratic process.
As is its custom, the justices did not give a reason for declining to review the lower court’s decision. But in an accompanying statement, Roberts noted the particular circumstances of the appeal, in which the Republican legislative leadership attempted to continue the appeal and the Democratic governor and attorney general sought to abandon it.
“Given the blizzard of filings over who is and who is not authorized to seek review in this court under North Carolina law, it is important to recall our frequent admonition that ‘the denial of a writ of certiorari imports no expression of opinion upon the merits of the case,’” Roberts wrote.
Last summer Roberts and the court’s other conservatives — Justices Anthony M. Kennedy, Clarence Thomas and Samuel A. Alito Jr. — said they would have allowed the law to be used in the 2016 elections while the appeals continued.
But they were unable to find a necessary fifth vote from one of the court’s four liberals.
The battle against the law, considered one of the nation’s most far-reaching, consumed years of litigation by the Obama administration and a wide coalition of civil rights organizations.
“An ugly chapter in voter suppression is finally closing,” said Dale Ho, director of the ACLU’s Voting Rights Project.
“Today we experience a victory for justice that is unimaginably important for African Americans, Latinos, all North Carolinians, and the nation” said Rev. Dr. William J. Barber II, president of the North Carolina NAACP, the lead organizational plaintiff in the case.
North Carolina legislative leaders did not immediately respond to a request for comment about what the next step may be.
The Supreme Court will soon rule on a case about whether the state’s congressional districts were racially gerrymandered, as a lower court found. And federal judges have also said the state must redraw state legislative districts for the same reason. That decision is being appealed.
In the voting rights case, a unanimous panel of the 4th Circuit on July 29 agreed with allegations from the Justice Department and civil rights groups that North Carolina’s bill selectively chose voter-ID requirements, reduced the number of early-voting days and changed registration procedures in ways meant to harm African Americans, who overwhelmingly vote for the Democratic Party.
“The new provisions target African Americans with almost surgical precision” and “impose cures for problems that did not exist,” Judge Diana Gribbon Motz wrote for the panel. “Thus the asserted justifications cannot and do not conceal the state’s true motivation.”
White supremacists and confederacy apologists continually try and introduce false narratives about slavery. Not much different than Holocaust deniers. Here is an interesting video debunking some of those myths.
I had a uncle, born in 1894 who was a professional Jockey. He rode successfully from Maryland to New York – but never in the Kentucky Derby during the 20’s and 30’s. Unfortunately he passed before I could sit down and ask him about his experiences. I do recall a listening to conversation in the early 60’s where he admitted passing for white to race in the South.
The family owned a race track for many years, but it was set up for Harness Racing. Three of my Uncles were involved in that style of horse racing, and one was very successful. When Virginia outlawed para-mutual betting, all of the tracks, about a quarter of which were owned by black folks, shut down.
When the horses enter the gate for the 143rd Kentucky Derby, their jockeys will hail from Louisiana, Mexico, Nebraska and France. None will be African-American. That’s been the norm for quite a while. When Marlon St. Julien rode the Derby in 2000, he became the first black man to get a mount since 1921.
It wasn’t always this way. The Kentucky Derby, in fact, is closely intertwined with black Americans’ struggles for equality, a history I explore in my book on race and thoroughbred racing. In the 19th century – when horse racing was America’s most popular sport – former slaves populated the ranks of jockeys and trainers, and black men won more than half of the first 25 runnings of the Kentucky Derby. But in the 1890s – as Jim Crow laws destroyed gains black people had made since emancipation – they ended up losing their jobs.
From slavery to the Kentucky Derby
On May 17, 1875, a new track at Churchill Downs ran, for the first time, what it hoped would become its signature event: the Kentucky Derby.
Prominent thoroughbred owner H. Price McGrath entered two horses: Aristides and Chesapeake. Aristides’ rider that afternoon was Oliver Lewis, who, like most of his Kentucky Derby foes, was African-American. The horse’s trainer was an elderly former slave named Ansel Williamson.
Lewis was supposed to take Aristides to the lead, tire the field, and then let Chesapeake go on to win. But Aristides simply refused to let his stablemate pass him. He ended up scoring a thrilling victory, starting the Kentucky Derby on its path to international fame.
Meanwhile, men like Lewis and Williamson had shown that free blacks could be accomplished, celebrated members of society.
‘I ride to win’
To many black Americans, Isaac Murphy symbolized this ideal. Between 1884 and 1891, Murphy won three Kentucky Derbys, a mark unequaled until 1945.
Born a slave in Kentucky, Murphy, along with black peers like Pike Barnes, Soup Perkins and Willie Simms, rode regularly in integrated competition and earned big paychecks. Black jockeys were even the subjects of celebrity gossip; when Murphy bought a new house, it made the front page of The New York Times. One white memoirist, looking back on his childhood, remembered that “every little boy who took any interest in racing…had an admiration for Isaac Murphy.” After the Civil War, the Constitution guaranteed black male suffrage and equal protection under the law, but Isaac Murphy embodied citizenship in a different way. He was both a black man and a popular hero.
When Murphy rode one of his most famous races, piloting Salvator to victory over Tenny at Sheepshead Bay in 1890, the crusading black journalist T. Thomas Fortune interviewed him after the race. Murphy was friendly, but blunt: “I ride to win.”
Fortune, who was waging a legal battle to desegregate New York hotels, loved that response. It was that kind of determination that would change the world, he told his readers: men like Isaac Murphy, leading by example in the fight to end racism after slavery.
Destined to disappear?
Only a few weeks after the interview with Fortune, Murphy’s career suffered a tremendous blow when he was accused of drinking on the job. He would go on to win another Kentucky Derby the next spring, riding Kingman, a thoroughbred owned by former slave Dudley Allen, the first and only black man to own a Kentucky Derby winner. But Murphy died of heart failure in 1896 at the age of 35 – two months before the Supreme Court made segregation the law of the land in Plessy v. Ferguson.
Black men continued to ride successfully through the 1890s, but their role in the sport was tenuous at best. A Chicago sportswriter grumbled that when he went to the track and saw black fans cheering black riders, he was uncomfortably reminded that black men could vote. The 15th Amendment and Isaac Murphy had opened the door for black Americans, but many whites were eager to slam it shut.
After years of success, black men began getting fewer jobs on the racetrack, losing promotions and opportunities to ride top horses. White jockeys started to openly demand segregated competition. One told the New York Sun in 1908 that one of his black opponents was probably the best jockey he had ever seen, but that he and his colleagues “did not like to have the negro riding in the same races with them.” In a 1905 Washington Post article titled “Negro Rider on Wane,” the writer insisted that black men were inferior and thus destined to disappear from the track, as Native Americans had inevitably disappeared from their homelands.
Black jockey Jimmy Winkfield shot to stardom with consecutive Kentucky Derby victories in 1901 and 1902, but he quickly found it difficult to get more mounts, a pattern that became all too common. He left the United States for a career in Europe, but his contemporaries often weren’t so fortunate.
Their obituaries give us glimpses of the depression and desperation that came with taking pride in a vocation, only to have it wrenched away. Soup Perkins, who won the Kentucky Derby at 15, drank himself to death at 31. The jockey Tom Britton couldn’t find a job and committed suicide by swallowing acid. Albert Isom bought a pistol at a pawnshop and shot himself in the head in front of the clerk.
The history of the Kentucky Derby, then, is also the history of men who were at the forefront of black life in the decades after emancipation – only to pay a terrible price for it.
A white teacher defended the use of the N-Word as being commoditized and meaningless anymore. A black student was having none of it.
Seems to me, it is a valid academic discussion. Here is hoping that the administration uses this as a teaching moment instead of penalizing either the Teacher or Students.
Students angrily confronted a white New Orleans teacher who insisted he could use the most notorious racial slur because it had been drained of its meaning through overuse.
Video recorded Thursday by students at Ben Franklin High School, recently ranked as Louisiana’s top public high school, showed the permanent substitute teacher explaining his position as students angrily and profanely challenged him, reported The Times-Picayune.
“That’s racist as sh*t,” one black student says to the teacher, identified only as “Coach Ryan.” “Why can you not understand that it’s racist for a white man to say ‘n****r’ to a black man? It’s f*cking racist.”
The student then turns to a white classmate and asks if he’d ever use the racial slur, and the other boy agrees he would not, and the black teen then rhetorically asks the rest of his classmates if they would.
“F*ck no, they wouldn’t say ‘n****r,’” he tells the teacher.
The teacher asks the teen if he knows what a “commoditized word” means, and the student asks him to explain the term.
“It’s a word that’s used so many times that it doesn’t mean its original meaning,” the teacher says. “The word has been commoditized so that anyone can use it, and it’s not a negative connotation.”
The student argues that it would have a negative connotation for the teacher to use it to describe him, but the teacher asks why rappers use the racial slur in songs.
“If you say the word, it means friend, but if I say the word, it means something different,” the teacher says.
The teen says the meaning changes, based on the speaker’s race, and the teacher insists that’s not true.
“Not if you want the world to move on,” the teacher says. “If you want this world to be the way it was 50 years ago, then you’re true — you’re right.”
The teenager tries to explain the difference between the full word, n****r, and the truncated colloquialism, n***a.
“Nobody says n****r,” the teacher says, as the teen explodes and his classmates giggle nervously.
“Don’t f*cking say that,” the boy says. “You can’t say ‘n****r’ or ‘f*cking n****r’ … you’re my f*cking teacher, don’t say that sh*t.”
The teacher tries to argue that he could use the word as part of an academic lesson on its history, but the student angrily slams a book down on a desk and tells the teacher to stop using the racial slur.
“Please, it’s a word,” the teacher says. “You cannot go through life acting like a word can affect you.”
Students went after class to the principal’s office to stage a sit-in, but that turned into an impromptu, hour-long assembly on race and racism, the newspaper reported.
The school, which is overseen by the Orleans Parish School Board, is one of the most diverse in New Orleans — with 40 percent white students, 31 percent black, 16 percent Asian, 7 percent Hispanic and 6 percent multi-racial.
Another Franklin teacher also used a racial slur during this school year, students said on social media.
Franklin alumni started an online petition after the latest incident pledging to withhold donations until meaningful action was taken by the school.
The teacher was not on campus Thursday afternoon, and school officials said an investigation of the incident could take several days before any potential disciplinary action was taken.
The House is “Whites Only” after all!
More than likely, the Chumph couldn’t tolerate the idea f a female, much less black manager.
Perhaps Sessions complained about seeing a black woman in a position of authority?
The White House chief usher left the administration “on very good terms,” deputy White House press secretary Sarah Huckabee Sanders said Friday.
The White House confirmed to The Washington Post earlier Friday that Angella Reid was fired. Reid was the first woman and second African-American to serve in that role.
“She is no longer employed here at the White House. But we left on very good terms and wish her the very best and certainly hope for great things for her in the future,” Huckabee Sanders told reporters Friday in her first on-camera briefing.
The Post noted that the White House usher oversees all activities in the residence, working as the dwelling’s general manager. Reid joined the White House in 2011 during former President Barack Obama’s administration, replacing Stephen Rochon, who was the White House’s first African-American usher.
“It’s not uncommon that you might have a transition of staff when a new administration comes in, and it’s simply nothing more than that,” Huckabee Sanders said, reiterating that “we certainly wish her again the very best.”
Huckabee Sanders said the deputy usher will replace Reid in an acting capacity “for right now.”